Sale Costs Pre-Approval Gateway
Below is information to assist you as you complete your Pre-Approval Application.
Click the ‘+’ next to each section to see more information.
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Doorsteps is a new kind of home financing company. Its mission is to give people more freedom, flexibility and choice when buying and selling their home.
ListSure is the lender of record. It is a Real Estate industry specialist that provides innovative financial solutions to support the unique needs of property sellers.
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Pre-approval is provided to approved vendors for a loan of up to $30,000 (including fees)
Pre-approval means you can have confidence that you can access a loan to fund your sale costs once you have finalised your sale activities. These activities will include identifying your real estate agent and confirming the items you will invest in to prepare and advertise your property.
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Sale investment costs range from approximately $2,000 to $30,000 or more, and can include:
o) Marketing and advertising costs. These costs are agreed with your agent and usually include property photos (and videos), floorplan and copywriting used in advertising materials. These materials usually include advertising on major Internal portals such as realestate.com.au and/or domain.com.au, sale sign-board, brochures, newspapers, social media, etc. Costs may also include and auctioneer and auction event.
o) Conveyancing. This is the process of transferring ownership of a legal title of land to the new owner and is managed by a professional conveyancer or lawyer with conveyancing expertise.
o) Professional styling and staging. A Stylist stages a property to present it in the best possible light by designing and laying out each room using furniture and accessories they provide and install on a rental basis.
o) Property repairs and preparations. Repairs and improvements can add value to a property and may result in an increase in the sale price that is above the amount expended on the repairs and improvements.
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Open the information boxes below for information about the questions we ask about your ability to repay the loan
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As a financial services provider with an Australian Credit Licence, we undertake responsible lending activities.
This includes ensuring you will have enough funds to repay your loan from settlement funds when you sell your property.
We provide you an estimate of the amount you are likely to receive at settlement once you have sold your property, and we deduct the amount of your maximum loan so you can determine if the funds remaining will repay all other debts relating to the sale, particularly your mortgage.
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As a financial services provider with an Australian Credit Licence, we undertake responsible lending activities.
This includes confirming your identity before we provide you with a loan. We are also required to collect this information to comply with anti-money laundering and counter terrorism financing legislation, which has been implemented to keep Australia safe from serious financial crime.